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Our free income and expense calculator will help you determine your expenses and estimate your total available income. Find out if you have enough in your budget to allocate for a savings plan or if you are spending beyond your means.

Tips to help you fill out the income & expense calculator:
For items where you’re not sure how much you spend on a monthly basis, just give a close approximation. Also, since this is a monthly budget calculator, things such as car insurance (where you might pay once or twice a year), you’ll want to take the whole amount and divide by 12. This will give a more accurate account of your monthly spending for the year.

Please fill in the areas that are highlighted in blue. Skip over the areas that are not applicable to your situation.

For simplicity sake, use whole dollars (exclude cents).

Loan Ideas

If you are looking to calculate your debt, don't forget to keep close track of all of your financial numbers!  Debt consolidation is something of an art, and the more you master it, the more time you can spend making the art you love! 

Whether you are consolidating to have a little bit of extra cash, or consolidating to make your next big investment, it's important to always know where your money is going.  Also remember the benefits of payday loans!

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